Share Market Fraud Se Kaise Bachein? SEBI Registration Check Aur Complaint Guide

Montu ke dost Rakesh ko ek din Telegram pe invite aaya: “VIP Institutional Trading Group — SEBI registered expert, roz 5–10% profit.” Group mein roz profit ke screenshots aate the. Phir ek “special app” ka link aaya, jahan Rakesh ka ₹20,000 dekhte-dekhte ₹1.4 lakh dikhne laga. Jab usne paisa nikaalna chaha, toh pehle “tax”, phir “processing fee” maangi gayi. Paisa kabhi wapas nahi aaya — kyunki app mein dikhne wala profit kabhi tha hi nahi. Montu darr gaya: “Main kaise pehchanunga ki saamne wala asli hai ya nakli?” Yeh guide usi sawaal ka jawab hai — 2026 ke naye SEBI tools ke saath.

Quick answer: Share market fraud se bachne ke teen niyam: (1) jo bhi advice ya service de, uska naam aur registration number SEBI ki website pe check karo; (2) paisa sirf registered entity ke “@valid” UPI ID ya verified bank account mein bhejo — SEBI Check tool se pehle verify karo; (3) “guaranteed return”, VIP groups, aur login/OTP maangne wale ko turant chhodo. Paisa doob gaya ho toh turant 1930 pe call karo ya cybercrime.gov.in pe report karo. Registered broker ya adviser se shikayat ho toh pehle unhe likho, phir SEBI ke SCORES portal pe.

2026 Ke Sabse Common Share Market Fraud

SEBI aur stock exchanges ne pichhle do saal mein baar-baar in tareekon ke baare mein chetavni di hai:

Fraud ka tareeka	Kaise hota hai	Pehchaan
WhatsApp/Telegram “VIP” groups + nakli app	Khud ko expert ya kisi badi firm ka bata ke group mein jodte hain, fake profit dikhate hain, phir apne app pe paisa lagwate hain	App Play Store pe verified nahi; withdrawal pe “fee” maangna
“Institutional account”, FPI ya IPO allotment ka offer	Sasta IPO, pakka allotment ya “FPI route” se trading ka lalach	SEBI ke mutabik FPI route Indian residents ke liye khula hi nahi hai
Pump and dump	Channel pe kisi chhote share ka “buy call”, fir chalane wale khud bech dete hain	Achanak “multibagger” ka shor, bina kisi wajah ke
SEBI ke naam pe dhamki	Nakli SEBI letter, penalty ya “STT notice” bhej ke paisa maangna	SEBI ki asli email @sebi.gov.in pe khatam hoti hai
Deepfake video	Kisi mashoor market personality ka AI video jo “share recommend” karta dikhe	NSE ke mutabik uske officials share recommend nahi karte
“Account handling”	“Aapka account hum chalayenge” bol ke trading ID, password ya OTP le lena	Exchanges kehte hain: login details kabhi kisi ko mat do
Dabba trading	Exchange ke bahar gair-kanooni “trading”, jahan koi record nahi	Na contract note, na demat entry
Live “trading strategy” streams	Social media pe live chart dikha ke log ko saath trade karwana	SEBI ne August 2026 mein inse door rehne ko kaha hai

SEBI ne in mamlon mein karwai bhi ki hai — jaise 2024 mein Telegram channels ke zariye share pump karne walon ka paisa impound kiya, aur May 2025 mein YouTube pe jhoothe videos se share chadhane walon pe 5 saal tak ka ban lagaya. Matlab: yeh “kahaniyan” nahi, asli case hain.

In 7 Baaton Pe Turant Ruk Jao (Red Flags)

“Guaranteed” ya “pakka” return. Stock exchanges ke mutabik assured ya guaranteed return ka offer dena kanoonan mana hai. SEBI-registered adviser bhi return ka wada nahi kar sakta.
Jaldbaazi. “Sirf aaj”, “last 5 seats” — dabaav isliye banaya jaata hai taaki aap check na karo.
Personal UPI ya bank account mein payment. Registered broker ya adviser ke paas “@valid” wala UPI ID hota hai (neeche samjhaya hai).
Login, password ya OTP ki maang. Koi bhi asli broker ya adviser yeh nahi maangta.
Profit ke screenshots. Screenshot banana sabse aasaan cheez hai — yeh saboot nahi hai.
“SEBI certificate” ki photo. Photo nakli ho sakti hai; registration sirf SEBI ki website pe check hota hai.
Paisa nikaalne pe fee. Asli broker se apna paisa nikaalne ke liye “tax” ya “processing fee” pehle jama nahi karni padti.

In galtiyon ke alawa beginners aur kya galti karte hain, woh Montu ki 10 galtiyon mein padho.

SEBI Registration Kaise Check Karein — 5 Minute Ka Kaam

SEBI ki website kholo: sebi.gov.in → Intermediaries/MIIs → Recognised Intermediaries. Wahan “Investment Adviser”, “Research Analyst” ya “Registered Stock Brokers in equity segment” chuno aur naam, registration number ya email se search karo.
Number ka format pehchano: Investment Adviser ka number INA se, Research Analyst ka INH se, aur stock broker ka INZ se shuru hota hai.
Sirf naam mat milao — contact details bhi milao. Fraudster aksar kisi asli adviser ka naam aur number copy karke apna phone number dete hain. SEBI ki list mein diye phone/email se hi sampark karo.
Sub-broker (Authorised Person) hai? Woh SEBI ki list mein nahi milega — NSE ki website pe “Know/Locate your Stock Broker” mein check karo. Wahan broker ke client bank accounts bhi dikhte hain.
Social media profile dekho: 1 May 2026 se SEBI-regulated entities ko apne social media page pe aur har market video ki shuruaat mein apna registered naam aur registration number dikhana zaroori hai. Na dikhe, toh savdhaan.

Fark bhi samajh lo: Investment Adviser (IA) aapki poori financial situation dekh ke personal salah deta hai, fee leta hai, aur aapka paisa apne paas nahi rakh sakta. Research Analyst (RA) research report aur buy/sell/hold views deta hai, par personal financial planning nahi karta — aur woh bhi pakka ya guaranteed return ka wada nahi kar sakta. SEBI kya karta hai, iski poori kahani SEBI guide mein hai.

Paisa Bhejne Se Pehle: @valid UPI, SEBI Check Aur “CVV”

1 October 2025 se SEBI-registered intermediaries investors se paisa lene ke liye khaas UPI ID use karte hain — jaise abc.brk@validhdfc. Isme “@valid” ke baad bank ka naam hota hai, aur beech mein category (brk = broker, ia = investment adviser, ra = research analyst, mf = mutual fund). Aise UPI ID pe payment karte waqt hare triangle mein thumbs-up ka nishaan dikhta hai.

SEBI ka “SEBI Check” tool (siportal.sebi.gov.in aur SEBI ke Saa₹thi app mein) se aap UPI ID — ya QR code scan karke — aur bank account + IFSC verify kar sakte ho ki woh kisi registered entity ka hai ya nahi. 25 March 2026 ko SEBI ne yaad rakhne ke liye ek aasaan formula diya — CVV:

Akshar	Matlab	Kaise
C — Check	Bank account check karo	SEBI Check tool mein account number + IFSC daalo
V — Validate	UPI ID validate karo	“@valid” handle aur hara thumbs-up nishaan dekho
V — Verify	App verify karo	Google Play pe SEBI-registered brokers ke apps pe “Verified” label (abhi Android pe)

Ek aur nishani: TRAI ke nirdesh ke mutabik ab mutual funds (15 February 2026 se) aur qualified stock brokers (15 March 2026 se) ko service aur transaction calls 1600 se shuru hone wale numbers se hi karni hoti hain; SEBI ne baaki registered entities ko bhi yahi salah di hai. Broker ke naam se kisi aam mobile number se call aaye, toh dobara soch lo. Broker chunne ka tareeka stock broker guide mein hai.

Fraud Ho Gaya Toh Kya Karein?

Pehla niyam: aur paisa mat bhejo — “withdrawal fee” ya “tax” bhar dene se paisa wapas nahi aata. Phir kaun si shikayat kahan jaati hai, yeh dekho:

Situation	Kahan shikayat karein
Paisa fraud mein chala gaya (nakli app, group, “adviser”)	Turant 1930 helpline pe call ya cybercrime.gov.in — jitni jaldi, paisa rok paane ka utna mauka
Fraud call, SMS ya WhatsApp aaya, paisa nahi gaya	Sanchar Saathi portal pe Chakshu
Bina registration ke advice ya tips bechne wala	SEBI ke Market Intelligence portal (mi.sebi.gov.in) pe jaankari do
Registered broker, adviser ya company se shikayat	Pehle us entity ko likho; jawab na mile ya theek na lage toh shikayat ki wajah ke 1 saal ke andar SCORES (scores.sebi.gov.in)
SCORES ke baad bhi jhagda baaki	SMART ODR (smartodr.in) — online conciliation, phir arbitration

SCORES kaise kaam karta hai: complaint seedhe us entity ke paas jaati hai, jise 21 din mein jawab dena hota hai. Jawab se santusht nahi, toh 15 din ke andar review maango — pehle exchange ya depository jaisi “designated body” dekhti hai, aur zaroorat pade toh SEBI. Dhyan rakho: SCORES registered entities ke liye hai; bina registration wale fraudster ki shikayat 1930 aur cybercrime.gov.in pe hi hogi. SMART ODR mein registration aur conciliation investor ke liye free hai.

Koi bhi doubt ho toh SEBI ki toll-free helpline 1800 266 7575 ya 1800 22 7575 pe baat kar sakte ho (subah 9 se shaam 6, Sunday aur Maharashtra ki sarkari chhuttiyon ko chhodkar). Helpline investment advice nahi deti.

Kitna Bada Hai Yeh Khatra?

Government ke National Cybercrime Reporting Portal pe 2024 mein 19 lakh se zyada financial fraud complaints aayi, jinme ₹22,848 crore ka nuksaan report hua; 2025 mein 24 lakh complaints aur ₹22,495 crore. Yeh sab tarah ke online financial fraud ka total hai, sirf share market ka nahi — lekin sarkari data ke mutabik 2025 mein Sanchar Saathi ke Chakshu pe “investment, stock market aur trading” category ki 29,140 reports aayi. Matlab: aise fraud calls aur messages ab bahut aam hain.

ArthKatha pe hum isi wajah se kabhi tip, target ya “kal ka share” nahi dete. SEBI ke 8 May 2026 ke circular ke mutabik sirf education dene wale na kisi share ka pichhle 30 din ka price data use kar sakte hain, na kisi share ke future daam ka ishara kar sakte hain, aur na hi buy/sell ki salah de sakte hain — aur hum yahi line follow karte hain. Course ka episode “Scam se Bacho — Pump-dump, fake tips, Telegram gangs” (Module 6) aur free episode “SEBI — Bazaar ka referee (aur aapke rights)” isi topic pe hain.

Agar aap abhi shuruaat kar rahe ho, toh share market kitne paise se shuru karein aur yeh safe hai ya nahi wali guide bhi padho — wahan sahi shuruaat ka poora kram hai.

FAQ

How do I check if a stock market adviser is SEBI registered?

Open sebi.gov.in, go to Intermediaries/MIIs → Recognised Intermediaries, choose Investment Adviser, Research Analyst or Stock Broker, and search by name or registration number. Investment Adviser numbers start with INA, Research Analyst numbers with INH and stock broker numbers with INZ. Contact the entity only through the phone or email shown on SEBI’s list.

Telegram ya WhatsApp ke stock tips group join karna safe hai?

Aise kai groups unregistered hote hain, aur SEBI ne inke zariye hone wale scams pe baar-baar chetavni di hai. Tip dene wala SEBI-registered Research Analyst ya Investment Adviser nahi hai, toh uski salah lena ya use fees dena bada risk hai.

@valid UPI ID kya hai?

1 October 2025 se SEBI-registered intermediaries investors se paisa lene ke liye “@valid” wale UPI ID use karte hain, jaise abc.brk@validhdfc. Payment karte waqt hare triangle mein thumbs-up dikhta hai, aur SEBI Check tool se aap ise pehle verify kar sakte ho.

Trading app asli hai ya nakli, kaise pata karein?

App SEBI-registered broker ka hona chahiye — SEBI ke investor website pe registered brokers ke trading apps ki list hai, aur Google Play pe aise apps pe “Verified” label dikhta hai. Link se download kiya hua app, jo withdrawal pe fee maange, nakli hone ka bada sanket hai.

Fraud ke baad paisa wapas mil sakta hai?

Kabhi-kabhi. Jitni jaldi 1930 pe call ya cybercrime.gov.in pe report karoge, utna zyada mauka hai ki paisa aage transfer hone se pehle rok liya jaaye. Lekin wapsi ki koi guarantee nahi hoti, isliye bachaav hi sabse achha ilaaj hai.

SCORES pe kis cheez ki complaint nahi hoti?

SCORES SEBI-registered entities ke khilaaf shikayat ke liye hai. Bina registration ke kaam karne wale logon ki shikayat 1930 ya cybercrime.gov.in pe hoti hai, aur SEBI ke Market Intelligence portal pe unki jaankari di ja sakti hai.

Kya SEBI-registered adviser guaranteed return de sakta hai?

Nahi. Investment Adviser return ki guarantee nahi de sakta, aur Research Analyst bhi pakka ya guaranteed return ka wada nahi kar sakta. Jo bhi “pakka return” bole, wahi sabse bada red flag hai.

Aage Padhne Layak

Share bazaar seekhna hai — kahaniyon se, tips se nahi?

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Disclaimer: ArthKatha sirf education deta hai. Yeh article investment advice, stock recommendation ya tip nahi hai. Hum SEBI-registered investment adviser ya research analyst nahi hain. Invest karne se pehle apna research karein ya SEBI-registered advisor se baat karein. Market investments risk ke adheen hote hain.

Likha: Avishek Saha — Founder, ArthKatha. Share market ko simple Hinglish kahaniyon mein samjhate hain. ArthKatha sirf education deta hai — koi tips ya calls nahi. ArthKatha ke baare mein →